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	07-27-13 10:42am SUBJ1
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This requires as a condition of registration that mutual funds should be setup only in the form of a trust by a sponsor, to raise sums of money by the trustees (fictitious owners of trust property) ,through the sale of units to the public under one or more schemes for investing in securities in accordance with the necessary rules and regulations â€¢Documents: Offer documents of schemes launched by mutual funds need to be vetted by SEBI. â€¢Advertisements: Mutual funds must adhere to specific rules regarding the sale, distribution and advertisement of mutual funds. The offer documents cannot be false and misleading and investment objective should be explained in detail. â€¢Assurance of returns: Mutual Funds cannot provide guaranteed return unless fully guaranteed by the Sponsor or the AMC. â€¢Investments of Funds Mobilised: Here SEBI increased the time limit from six months to nine months within which mutual funds have to invest funds raised from tax saving schemes. You can learn of mutual funds on IndianMoney.com In order to further improve the service to investors in the mutual fund sector, across all categories of customers SEBI introduced a new set of regulations 1n the year 1996. ?Empowerment of investors. ?Stringent disclosure norms in the offer documents. ?Replacement of vetting of offer documents by filing. ?Code of ethics for asset management companies. ?Better governance of mutual funds through higher responsibility and empowerment of trustees. ?Guaranteed return schemes by mutual funds permitted provided the capital is guaranteed. ?Indication of expected returns based on hypothetical portfolio permitted. Infamous Scams And Cheating Practices ?UTI 64: The Unit trust of India was created in 1964 through an act of Parliament. The US-64 scheme was set up to channelize the investments of small investors like widows, pensioners in order to give them relatively large returns. In 1992 it was changed from a debt based to an equity based scheme .The US-64 did not come under SEBI regulations, and investment details were kept secret to further government interests. This proved to be highly misleading. In the year 1998 , UTI crashed and a bailout fund of INR 3500 Crores had to be arranged. However no lessons were learnt from this. Huge amount of UTI funds were channeled into the infamous K-10 list of Kethan Parekh stocks which continued to invest in the mid-2000â€™s even after these stocks crashed in order to prop up their value. Here during the Software stocks crash 1n August 2000 Crores worth of funds were invested in Software stocks of (K-10) which lead to Crores of losses as these stocks had lost their value. Kethan Parekh Scam: ?A Mumbai based chartered accountant stock broker took advantage of low liquidity in certain stocks later called (K-10 stocks ) and held significant quantities of them. 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